Digitization

Pre-financing: the key to healthy cash flow

Entrepreneurship is all about thinking ahead. Yet for many SMEs, daily reality is often determined by the same recurring questions: Where is my cash? Who manages collections? Can I pay my suppliers on time?

These challenges are familiar to entrepreneurs across Europe. To address them, Billtobox BNP Paribas Fortis Factor have combined their expertise. Our goal? To transform cash flow management into a simple, predictable, and stress-free process.

What is pre-financing of sales invoices?

Pre-financing invoices, also known as factoring, is a financing solution that allows small businesses to immediately convert their outstanding sales invoices into cash. This means you don't have to wait for your customer to pay the invoice, which can often take weeks or even months. Instead, shortly after approval, you receive a large portion of the invoice amount, giving you the resources to run and grow your business without delay.

How does pre-financing work?

The process is simple and efficient:

  1. You create a sales invoice as you normally would.
  2. You submit the invoice to our partner Easy2Cash from BNP Paribas Fortis Factor.
  3. Our partner checks the invoice and approves it if the conditions are met.
  4. Once approved, you will quickly receive the majority of the invoice amount via pre-financing. The remaining amount will be paid out as soon as your customer has paid the invoice in full.

Advantages of pre-financing

  • Faster access to cash: No more long waiting times. You get quick access to the money you need to finance daily activities, replenish your inventory, or invest in growth.
  • Improved cash flow: Continuously available funds ensure that you can meet your financial obligations on time, such as paying wages and suppliers.
  • Risk management: The risk of customer default is transferred to Easy2Cash. This means less stress and more focus on your core activities.
  • Efficiency and ease of use: With partners such as Easy2Cash, invoice administration is greatly simplified. Invoices are automatically forwarded and tracked, saving you time and effort.

The partnership between Billtobox BNP Paribas Fortis Factor

At Billtobox , we Billtobox the challenges faced by small businesses. That's why we work with BNP Paribas Fortis Factor, a financial partner that excels in providing fast and reliable financing through their Easy2Cash platform. Thanks to this collaboration, Billtobox can quickly and easily pre-finance their sales invoices without worrying about late payments or following up on invoices.

Conclusion

Pre-financing sales invoices is a powerful tool for small businesses that want to improve their cash flow and achieve financial stability. By using the services of a reliable partner such as Easy2Cash from BNP Paribas Fortis Factor, companies gain faster access to their cash, limit their risks, and reduce their administrative burdens. The result is a dynamic and growing business that is ready to take on any challenge.

Please do not hesitate to contact us if you have any questions.

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